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Fast loans Finland

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sortter logo

Amount

EUR 1.000 – 70.000

Term

12-240 months

Interest rate

4-20%

Verified Company

100% Free and without obligation

One application – several loan offers

*The loan term can be 1-20 years, the loan amount is €1,000–€70,000 and the interest rate is 4–20%. Example: When the loan amount is €15,000, the interest rate is 6%, the repayment period is 8 years, the opening fee is €0 and the account management fee is €5/month, the monthly installment is €202, the amount to be repaid is €19,404 and the annual percentage rate is 6.89%. Please note that the loan can also be repaid faster.

creditstar

Amount

EUR 50 – 3.000

Term

1-24 months

Interest rate

23,86%

Verified Company

Get answer immediately

Fast payout

*Example of loan repayment: The actual annual interest rate for a loan of 2000 euros is 23.86%. The calculation takes into account a nominal interest rate of 14.99%, loan management fee of 6 euros per month. The total amount of the loan and loan costs is 2238.12 euros, when there are 12 payment installments.

omalaina

Amount

EUR 500 – 70.000

Term

12-240 months

Interest rate

4,19-20%

Verified Company

100% Free and without obligation

One application – several loan offers

*Loan example: €10,000 for 5 years, interest rate 12.6%, actual annual interest rate 14.9% and opening fee €95, account management fee €5/month, total €13,958 or €233/month.

ferratum logo

Amount

EUR 1.000 – 4.000

Term

3-54 months

Interest rate

26,72%

Verified Company

Flexible Loan – Revolving Credit

One application – several loan offers

Loan example: €4,000, withdrawn at once. Loan interest rate 17.50% (current interest rate 2.50% + 15% nominal interest). Total loan costs €523.17, including a €12 monthly account management fee, the estimated total amount of the example loan is €1,000. €4,523.17, assuming that the credit is repaid over a 12-month payment period as follows: 1. €403.67, 2. €398.81, 3. €393.94, 4. €389.08, 5. €384.22, 6. €379.36, 7. €374.50, 8. €369.64, 9. €364.78, 10. €359.92, 11. €355.06, 12. €350.19. Actual annual interest rate: 26.72%, the above is an example calculation based on the assumptions valid at the time of the calculation and on the customer following the above payment plan.

uno lainan

Amount

EUR 1.000 – 70.000

Term

12-240 months

Interest rate

4,19-20%

Verified Company

100% Free and without obligation

One application – several loan offers

*The actual annual interest rate calculated for a €25,000 loan with a 10-year repayment period is 7.54%, if the interest and costs include: Annual interest rate 6.90%, monthly account management fee €5 and loan opening fee €0. The monthly installment for the €25,000 loan in the example is €293.98, including a total of 120 installments. The total amount of the loan, interest and costs in the above example is €35,278, of which the costs account for €600 and the interest account for €9,678.

rahalaitos

Amount

EUR 1.000 – 70.000

Term

12-240 months

Interest rate

4,19-20%

Verified Company

Fast and Free

Up to 25 loan offers

The effective annual interest rate according to the Consumer Protection Act is 9.39% calculated for a loan amount of €15,000, with a repayment period of 8 years, an account management fee of €5, an opening fee of €30 and a nominal interest rate of 8.30%. The amount to be repaid is then €21,087, or €219/month. The effective annual interest rate on a credit card can be 18.97% calculated for a used loan of €1,500, with a repayment period of one year and a nominal interest rate of 17.50%. The amount to be repaid is then a total of €1,646, or €146 per month. The final effective annual interest rate, loan term and monthly loan instalment are in the loan agreement. Lenders make a loan agreement based on a customer-specific assessment. The nominal interest rate offered can vary between 4.19% and 20% and the annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. The loan amounts offered range from €500 to €70,000.

bank norwegian

Amount

EUR 5.000 – 60.000

Term

12-180 months

Interest rate

9,33-28,98%

Verified Company

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No collateral required

For example, a €14,000 loan with an interest rate of 13.99% (actual annual interest rate of 14.92%), the total price over an eight-year payment period will be €23,340, with a monthly payment of €243 (96 installments). (May 2025)

Fast loans, also known as quick loans, provide quick access to funds for urgent needs. These loans are typically unsecured and used for unexpected expenses or financial emergencies. Our service can help you find the best fast loan options, ensuring you promptly get the support you need.

What is a fast loan?

A fast loan, also called a quick loan, is a type of personal loan designed to provide rapid access to funds. These loans are typically unsecured, meaning they do not require any collateral. This makes them an attractive option for those who need immediate financial assistance without the need to pledge assets such as a home or car.

Fast loans commonly cover unexpected expenses, such as medical bills, car repairs, or urgent home maintenance. They can also be a helpful solution for bridging short-term financial gaps until the next payday. The application process for fast loans is streamlined and often involves minimal paperwork, allowing for a quick approval and disbursement of funds.

The loan amounts for fast loans can vary, generally ranging from a few hundred to several thousand euros. Repayment terms are usually short, often between a few weeks to a few months, depending on the lender’s policies and the borrower’s ability to repay.

Interest rates on fast loans tend to be higher than those on traditional loans due to the convenience and speed of access. However, the exact rate can vary based on factors such as the borrower’s creditworthiness and the specific terms offered by the lender.

fast loan finland

Example of a Fast Loan

DescriptionDetails
Loan Amount€9,500
Loan Period4 years
Effective Annual Interest Rate12.34%
Cost of Interest and Fees€2,850
Total Repayment Amount€12,350

Explanation of Terms

Loan Amount

The principal amount of money you borrow from the lender. In this example, the loan amount is €9,500. This is the initial sum you receive and will need to repay over time.

Loan Period

The duration over which the loan must be repaid. For this example, the loan period is 4 years. This means you have 4 years to fully repay the loan, including both the principal and any interest or fees.

Effective Annual Interest Rate

The yearly interest rate charged on the loan, expressed as a percentage. Here, the effective annual interest rate is 12.34%. This rate reflects the cost of borrowing on an annual basis and includes any additional fees associated with the loan.

Cost of Interest and Fees

The total cost of borrowing, which includes both the interest charges and any additional fees imposed by the lender. In this example, the cost of interest and fees is €2,850. This amount is added to the principal to determine the total repayment amount.

Total Repayment Amount

The total amount you will repay over the loan period, including the principal, interest, and fees. For this example, the total repayment amount is €12,350. This is the sum of the loan amount (€9,500) and the cost of interest and fees (€2,850).

Understanding these terms is crucial for managing your loan effectively and ensuring you are aware of the full cost of borrowing.

How to Apply for a Fast Loan

Applying for a fast loan online is a straightforward process. Follow these steps to ensure a smooth application:

Step 1: Use Our Loan Calculator
Start by using our loan calculator at the top of the page. This tool helps you find a loan that matches your needs by allowing you to input the desired loan amount and repayment period. The calculator will provide options with different interest rates and terms, helping you choose the best one for your situation.

Step 2: Select a Lender
After using the calculator, review the list of potential lenders. Compare their terms, interest rates, and fees. Select the lender that offers the most favorable terms for your financial needs.

Step 3: Fill Out the Online Application
Visit the lender’s website and fill out the online application form. You will need to provide personal information, such as your name, address, and contact details. Additionally, you will need to supply financial information, including your income and employment status.

Step 4: Submit Required Documentation
Submit any required documentation to verify your identity and financial status. This may include a copy of your ID, proof of income (such as pay stubs or bank statements), and other relevant documents.

Step 5: Review and Accept the Loan Offer
Once your application is reviewed, the lender will present you with a loan offer. Carefully review the terms and conditions, including the interest rate, repayment schedule, and any fees. If you agree with the terms, accept the loan offer.

Step 6: Receive Your Funds
After accepting the loan offer, the funds will be disbursed to your bank account. This process can be completed within a few hours to a few days, depending on the lender.

Step 7: Repay the Loan
Follow the repayment schedule outlined in your loan agreement. Ensure timely payments to avoid additional fees and maintain a good credit standing.

By following these steps, you can efficiently apply for and secure a fast loan online, providing you with the financial support you need quickly.

requirements for fast loan in finland

Required Documentation for Fast Loans in Finland

When applying for a fast loan in Finland, having the correct documentation ready can streamline the process. Lenders require specific documents to verify your identity and financial status. Ensuring you have these documents prepared will help you get approved faster.

Key Required Documents:

  • Proof of Identity
  • Proof of Address
  • Proof of Income
  • Bank Statements

Proof of Identity

You need to provide a valid form of identification. This could be a passport, driver’s license, or national ID card. The document must be current and include your photo and personal information.

Proof of Address

To verify your residency, you must submit a document that shows your current address. This can be a recent utility bill, a rental agreement, or an official government letter. The document should have your name and address clearly displayed.

Proof of Income

Lenders require evidence of your income to assess your ability to repay the loan. You can provide pay stubs, an employment contract, or a letter from your employer. If you are self-employed, tax returns or financial statements may be necessary.

Bank Statements

Submitting recent bank statements helps lenders understand your financial situation. These statements should show your income, expenses, and current account balance. Typically, lenders ask for statements from the past three to six months.

Having these documents ready will make the loan application process more efficient, increasing your chances of quick approval.

FAQ

Frequently Asked Questions

Approval and fund disbursement can happen within a few hours to a few days, depending on the lender.

Yes, some lenders offer fast loans to individuals with bad credit, but the interest rates may be higher.

Yes, fast loans are typically unsecured, meaning no collateral is required.

Yes, foreigners can apply, but they must provide proof of residency and meet the lender’s criteria.

The maximum amount varies by lender, but it typically ranges from a few hundred to several thousand euros.

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Kristian Ole Rørbye

Af Kristian Ole Rørbye

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